Academics project that the US senior homelessness numbers will nearly triple over the next decade, challenging policymakers from Los Angeles to New York to imagine new ideas for sheltering the last of the baby boomers as they get older, sicker, and less able to pay spiraling rents.

Iran PressAmerica: Advocates say much more housing is needed, especially for extremely low-income people.

Navigating sidewalks in wheelchairs and walkers, the US aging homeless have medical ages greater than their years, with mobility, cognitive and chronic problems like diabetes. Many contracted COVID-19 or couldn't work because of pandemic restrictions.

 A 2019 study of aging homeless people led by the University of Pennsylvania drew on 30 years of census data to project the US population of people 65 and older experiencing homelessness will nearly triple from 40,000 to 106,000 by 2030, resulting in a public health crisis as their age-related medical problems multiply.

Dr. Margot Kushel, a physician who directs the Center for Vulnerable Populations at the University of California, San Francisco, said her research in Oakland on how homelessness affects health has shown nearly half of the tens of thousands of older homeless people in the US are on the streets for the first time.“We are seeing that retirement is no longer the golden dream,” said Kushel. "A lot of the working poor are destined to retire onto the streets."

That’s especially true of younger baby boomers, now in their late 50s to late 60s, who don’t have pensions or 401(k) accounts. About half of both women and men ages 55 to 66 have no retirement savings, according to the census.

Born between 1946 and 1964, baby boomers now number over 70 million, the census shows. With the oldest boomers in their mid-70s, all will hit age 65 by 2030.

The aged homeless also tend to have smaller Social Security checks after years of working off the books.

Donald Whitehead Jr., executive director of the Washington-based advocacy group National Coalition for the Homeless, said Black, Latino, and Indigenous people who came of age in the 1980s amid recession and high unemployment rates are disproportionately represented among the homeless.

Many nearing retirements never got well-paying jobs and didn't buy homes because of discriminatory real estate practices.

“So many of us didn't put money into retirement programs, thinking that Social Security was going to take care of us,” said Rudy Soliz, 63, operations director for Justa Center, which offers meals, showers, a mail drop, and other services to the aged homeless in Phoenix.

The average monthly Social Security retirement payment as of December was $1,658. Many older homeless people have much smaller checks because they worked fewer years or earned less than others.

People 65 and over with limited resources and who didn't work enough to earn retirement benefits may be eligible for Supplemental Security Income of $841 a month.

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